Online credit

Online credit – fast short term credit with no hassle. The advantage of online credits is the quick and easy way to get money online. All you need is a bank account and a mobile phone to get your money in minutes.

Apply for a loan online


Online loans will not be suitable if you regularly want to use online loans without collateral to cover other long-term liabilities. Online loans will not be suitable to cover loans and debts elsewhere, as this will make it even more difficult to repay your debts. You can also get a loan if you already have a loan from another company or bank. Fast online credit allows you to receive money and pay for a service or a good, but you can repay it later. Fast credit is a quick fix and is not suitable for long term goals.

Why Choose Online Credit?


First loan free – The first loan borrows as much as you can. The first loan is offered free of charge by a number of fast credit providers. You can get several first loans for free if you borrow each time with another lender. All Latvian lenders guarantee a fast transfer of money to your bank account. Some lenders transfer money in as little as 10 minutes, but it usually takes about 15 minutes.

Most lenders offer their customers an “extend loan repayment” service. The option to extend the loan repayment period allows you to repay the money much later. The option to extend the loan repayment term is a paid service. Set off the extension fee and defer the loan. This service is a good solution if you are unable to repay the principal amount of the loan within the stipulated contract period.

Who can get

To obtain an online loan without pledge, you must have a positive credit history, with no late payments. Online credit is issued from the age of 18. It is issued to Latvian residents up to 75 years of age. As mentioned, you will need a bank account and a mobile phone. You need to have at least 1 cent in your bank account as this is the total cost for a new borrower to get an online loan. One cent should be credited to the account of the lender you wish to borrow.

It’s simple – you sign up, confirm your user profile by transferring the activation fee (usually USD 0.01) and waiting for a loan in your bank account. Registration, user profile activation is a must-have requirement for all Latvian lenders who provide quick and favorable loans on the Internet. When borrowing again, the user profile no longer needs to be approved. This means that when you borrow for the first time you have to register with each lender. The positive is that new customers can get their first loan for free.